At Mount & Nadler, Incorporated (M&N) we respect your privacy and are committed to protecting personal information that you may share with us. This Privacy Policy describes how we may collect and use your personal information.

Information We Collect
M&N does not collect personally identifiable information from individuals unless they provide it to us voluntarily and knowingly. If you elect to submit any personal information through our website (the “Site”), your submission is subject to the terms of this Privacy Policy and you consent to such terms.

M&N uses IP Addresses and Cookies in limited ways, as follows:

IP Addresses: An IP address is literally your computer’s address and is a unique identifier, allowing online information to be sent to the right place. We use IP addresses to better understand the customer database. We use your IP address to help diagnose problems with our server and to administer the Site. Your IP address is also used to gather broad demographic information such as geographic distribution of our members. We do not intentionally link your IP address to your personally identifiable information.

Cookies: Contrary to popular belief, cookies do not extract private or personal information from your computer’s memory. The job of a cookie is to record only information you volunteer to us upon registering or visiting the site. Cookies are tiny files placed onto the hard drive of your computer the first time you visit our Web site that enable our server to recognize or “remember” who you are next time you come back. M&N cookies are not tied to personally identifiable information.

Use of Information
When personal information is collected, we will inform you at the point of collection the purpose for the collection. M&N will not transfer your personal information to third parties without your consent, except under the limited conditions described under the section entitled “Information Sharing and Disclosure” below.

Our users are given the opportunity to “opt-out” of having their information used for purposes directly related to our Site. Users who no longer wish to receive our newsletter and promotional communications may opt-out of receiving these communications by clicking on the opt-out link included in each email. The opt-out link will immediately remove the subscriber from all future mailings. We assume you have given us your consent to collect and use your information in accordance with this Privacy Policy unless you take affirmative action to indicate that you do not consent, for instance by clicking or checking the appropriate option.

M&N uses personal information to fulfill your requests for certain services, to keep you up to date on the latest announcements or other information we think you would like to hear about from us, and to better understand your needs and provide you with better services.

Information Sharing and Disclosure
We do not transfer or share your information except as provided below:

M&N may also share your information to third parties if we collect your information for a specific purpose (e.g., to register you for an event or newsletter) and such third party must receive your information for registration purposes (e.g., third party operates the newsletter).

M&N may also send your personal information to other companies or people if we have your consent to share the information; or if required to do so by law, or if we have a good-faith belief that such action is necessary to comply with a court order or subpoena, to cooperate with investigations by law enforcement or regulatory authorities or to participate or cooperate with a judicial proceeding, or in urgent circumstances, to protect personal safety, the public or our Site.

M&N and its companies are committed to protecting your personal information and do so with certain physical and technological procedures. However, we cannot ensure the security of the information as you transmit it to us, and so we urge you to take every precaution to protect your personal data when you are on the Internet. This includes using a secure browser where applicable.

Notification of Changes
If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage of our website, and other places we deem appropriate so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We will use information in accordance with the privacy policy under which the information was collected. If, however, we are going to use users’ personally identifiable information in a manner different from that stated at the time of collection, we will notify users via email. Users will have a choice as to whether or not we use their information in this different manner. If you have opted out of all communication with the Site, you will not be contacted, nor will personal information be used in this new manner. In addition, if we make any material changes in our privacy practices that do not affect user information already stored in our database, we will post a prominent notice on our Site notifying users of the change.

Business Transitions
If M&N goes through a business transition, such as a merger, acquisition by another company, or sale of a portion of our assets, users’ personal information will, in most instances, be part of the assets transferred. If as a result of the business transition, the users’ personally identifiable information will be used in a manner different from that stated at the time of collection, they will be given choices consistent with our notification of changes section.

Terms of Use
These Terms of Use apply to you when you view, access or otherwise use the web site located at (the “Site”). The Site is owned by Mount & Nadler Incorporated (“M&N”). We grant you a nonexclusive, nontransferable, limited right to access, use and display the Site and the materials provided hereon, provided that you comply fully with these Terms of Use.

1. Ownership. All materials and software published on or used on the Site are protected under United States and international copyright, trademark and other intellectual property laws, and are owned or controlled by or licensed to M&N, or the party listed as the provider of the materials or software. UNAUTHORIZED COPYING, REPRODUCTION, REPUBLISHING, UPLOADING, POSTING, TRANSMITTING OR DUPLICATING OF ANY OF THE MATERIAL IS PROHIBITED. “Mount & Nadler Incorporated” and other related marks are service marks of M&N and are protected by law.

2. Blog. The opinions expressed by M&N bloggers and those providing comments are theirs alone, and do not reflect the opinions of M&N or any employee thereof. M&N is not responsible for the accuracy of any of the information supplied by the bloggers.

3. Privacy. Your use of the Site constitutes your consent to M&N’s privacy policy posted from time to time on the Site.

4. Links to Other Sites and/or Materials.
Links may appear on the Site that may be used to link to other website(s). These links are provided solely as a courtesy to our Site visitors. M&N has no control over the linked websites or the materials, information, goods or services available or contained on these linked websites. M&N is not responsible for and does not endorse or warrant in any way any materials, information, goods or services available through such linked websites or any privacy or other practices of such websites. If you decide to access any of the linked websites, you do so entirely at your own risk. M&N reserves the right to terminate any link at any time.

5. Modification of Terms and Conditions of Use. M&N reserves the right to revise these Terms of Use at any time by updating this posting. Your continued use of the Site constitutes your agreement to comply with such revisions, so you should visit this page from time to time.

6. Submissions. Any information you send to M&N through the Site will be deemed NOT to be confidential (“Non-Confidential Information”). For any Non-Confidential Information you do send, post or submit you hereby grant M&N an unrestricted, royalty-free, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute the Non-Confidential Information. You agree that M&N is free to use any ideas, concepts, know-how or techniques that you send M&N for any purpose whatsoever without compensation to you or any other person sending the Non-Confidential Information, and you represent and warrant that you own or otherwise control all of the rights to the Non-Confidential Information and that public posting and use of your content by M&N will not infringe or violate the rights of any third party.

7. Information. All data and information provided on this Site is for informational purposes only. M&N makes no representations as to accuracy, completeness, suitability, or validity of any information on this Site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Certain content from third parties may be made available as part of this Site. This content is believed to be reliable, but we do not endorse or guarantee the accuracy or completeness of such content.

8. Limitation of Damages. M&N expressly disclaims all liability for any viruses or other contamination of your computer system or other device used to access this Site as a result of your use of this Site, and expressly disclaims all liability for actions taken or not taken based on any or all of the contents of this Site. THE SITE IS PROVIDED “AS IS”, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, SECURITY, ACCURACY AND NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, M&N MAKES NO WARRANTY OR REPRESENTATION, EITHER EXPRESS OR IMPLIED, THAT ACCESS TO OR OPERATION OF THE SITE WILL BE UNINTERRUPTED OR ERROR FREE. USE OF THE SITE IS AT YOUR OWN RISK.

9. Applicable Laws; Venue. M&N operates the Site from its offices in New York. The display of the Site alone does not subject M&N to any specific jurisdiction. Access to the Site from any territory where the content is illegal is prohibited. If you choose to access the Site from other locations, you do so at your own risk. You may not use or export any of the Site materials in violation of U.S. export laws and regulations. Any claim related to the use of the Site or to the Site materials shall be governed by, construed and enforced in accordance with the laws of the State of New York as applied to agreements made and to be performed entirely therein. Any action arising out of or related to the access, use, content, or existence of this Site shall be filed only in the appropriate state or federal court located within the State of New York. The access, viewing or use of this Site constitutes the user’s express permission and consent to the jurisdiction of the state and/or federal courts of the State of New York for purposes of such actions.